Watch Your Salary Grow in Real-Time
Australia's most accurate live salary calculator. See exactly how much you earn per second, minute, and hour with the latest 2025-26 tax rates and superannuation calculations.
2025-26
ATO Tax Rates
12%
Super Guarantee
100%
Free to Use
Your take-home earnings
per year (net)
Per Second
$0.0089
Per Minute
$0.54
Per Hour
$32.22
Per Day
$257.74
$1,289
take-home pay
$2,577
take-home pay
$5,584
take-home pay
$67,012
take-home pay
📊Tax Breakdown
🏦Superannuation
* Super is paid by your employer on top of your salary (unless salary is inclusive of super)
Total Package Value
$95,200
Gross salary + superannuation
Gross Salary
$85,000
+ Super
$10,200
Everything You Need to Understand Your Pay
Our comprehensive salary calculator gives you all the tools to understand exactly how much you're earning and where your money goes.
Real-Time Tracking
Watch your earnings grow second by second with our live salary counter. Perfect for visualising your true earning power.
Accurate Tax Calculations
Uses the latest 2025-26 ATO tax rates including Stage 3 tax cuts. Includes Medicare levy and superannuation calculations.
Works on All Devices
Fully responsive design works perfectly on desktop, tablet, and mobile. Calculate your salary anywhere, anytime.
Privacy First
All calculations happen in your browser. We never store or transmit your salary information. Your data stays with you.
Complete Breakdown
See your salary broken down by year, month, fortnight, week, day, hour, minute, and second. Know exactly what you earn.
Made for Australia
Built specifically for Australian workers with local tax brackets, Medicare levy, and superannuation guarantee rates.
Australian Tax Rates 2025-26
Updated tax brackets reflecting the Stage 3 tax cuts effective from 1 July 2024. These rates apply to the 2025-26 financial year.
📋Income Tax Brackets
| Taxable Income | Tax Rate |
|---|---|
| $0 – $18,200 | 0% |
| $18,201 – $45,000 | 16% |
| $45,001 – $135,000 | 30% |
| $135,001 – $190,000 | 37% |
| $190,001+ | 45% |
Medicare Levy
Most taxpayers pay a 2% Medicare levy on their taxable income. Low-income earners may pay a reduced rate or be exempt.
Superannuation Guarantee
Employers must contribute a minimum percentage of your ordinary time earnings to your super fund.
Tax-Free Threshold
The first portion of your income is tax-free if you're an Australian resident for tax purposes.
⚠️Note: These rates are for Australian residents for tax purposes. Non-residents and working holiday makers have different tax rates. Always check with the ATO or a qualified tax professional for your specific situation.
Frequently Asked Questions
Everything you need to know about the Live Salary Calculator
Our calculator uses the official 2025-26 ATO tax rates, including the Stage 3 tax cuts that came into effect on 1 July 2024. It includes income tax, Medicare levy (2%), and superannuation calculations (12%). However, individual circumstances may vary, so we recommend consulting a tax professional for precise calculations.
The Stage 3 tax cuts, effective from 1 July 2024, reduced the 19% tax rate to 16% for incomes between $18,201 and $45,000, reduced the 32.5% rate to 30% for incomes between $45,001 and $135,000, and raised the threshold for the 37% rate from $120,000 to $135,000. The 45% rate now applies to incomes over $190,000 (previously $180,000).
Yes! The calculator shows your superannuation entitlement based on the 12% Super Guarantee rate (effective from 1 July 2025). You can also toggle whether your entered salary includes or excludes superannuation to get accurate take-home pay figures.
The live salary counter calculates your per-second earnings based on your net (after-tax) annual salary, assuming standard working hours (8 hours/day, 5 days/week, 52 weeks/year). When you click 'Start', it counts up in real-time to show you exactly how much you're earning every moment.
No. All calculations are performed entirely in your browser using JavaScript. We never send, store, or have access to your salary information. Your privacy is completely protected.
The Medicare Levy is a 2% tax that helps fund Australia's public health system, Medicare. Most Australian residents pay this levy on their taxable income. Low-income earners may be exempt or pay a reduced rate.
Yes! Simply enter your hourly rate and select 'Per Hour' from the dropdown, or enter your total expected annual earnings. The calculator will work out your tax and take-home pay accordingly.
The calculator assumes full-time standard working hours: 8 hours per day, 5 days per week, 52 weeks per year (2,080 hours annually). This is used to calculate hourly, daily, and weekly breakdowns from an annual salary.
Australia's Premier Live Salary Calculator for 2026
Welcome to LiveSalary.com.au, the most comprehensive and accurate real-time salary calculator designed specifically for Australian workers. Whether you're negotiating a new job offer, planning your finances, or simply curious about your true earning power, our interactive salary calculator provides instant, accurate results using the latest 2025-26 Australian Tax Office (ATO) tax rates.
Why Choose Live Salary Calculator?
Our unique live salary feature lets you watch your earnings accumulate in real-time, second by second. This powerful visualisation tool helps Australian employees understand exactly how much they earn throughout the workday. Unlike traditional salary calculators, Live Salary shows you the immediate value of your time, making it easier to appreciate your worth and make informed financial decisions.
Accurate Australian Tax Calculations
Our calculator incorporates all current Australian tax obligations including the latest Stage 3 tax cuts implemented on 1 July 2024. We calculate your income tax using the official ATO tax brackets, add the 2% Medicare levy, and show your superannuation guarantee entitlements at the current 12% rate. You'll see your gross salary, total tax payable, and take-home pay broken down by year, month, fortnight, week, day, hour, minute, and second.
Features for Every Australian Worker
Whether you're a full-time employee, part-time worker, or contractor, our salary calculator adapts to your needs. Enter your salary as an annual figure, monthly wage, fortnightly pay, weekly income, or hourly rate—we handle all the conversions automatically. You can also specify whether your salary package includes superannuation for accurate calculations of your true take-home pay.
Privacy and Security First
At Live Salary, we take your privacy seriously. All calculations are performed entirely within your web browser—we never transmit, store, or have access to your salary information. You can use our calculator with complete confidence that your financial data remains private.
Perfect for Salary Negotiations and Financial Planning
Use Live Salary when comparing job offers to understand the real difference in take-home pay. Our detailed breakdown shows your effective tax rate and marginal tax rate, helping you understand how additional income will be taxed. This information is invaluable for negotiating salary increases, understanding the value of salary sacrifice arrangements, or comparing different employment packages across Australia.
Start using Australia's best live salary calculator today and discover exactly what your time is worth. Simply enter your salary above and watch your earnings come to life!
💡Tip: Bookmark this page to quickly check your salary calculations whenever you need them. Live Salary is always free to use and requires no registration or sign-up.